We provide all our customers the facility of processing their housing loan at no cost. The only charges the customer has to bear is those that the bank charges. Our projects are approved at all the banks given below. Our executives will provide complete assistance to complete . b
the housing loan paperwork.
BANKS/ FINANCE COMPANIES
The following banks have legally approved the project
AXIS BANK
ICICI BANK
Any customers who purchase a house /apartment may approach any of the above banks for housing loans. Customers who wish to apply at any other banks may do so and legal documents of the project will be provided if required.
HOUSE LOAN ELIGIBILITY
All individuals who are self employed or employees are eligible for housing loans subject to the fact that they can produce all the required documents. Please see section on Documents required section
AMOUNT OF HOUSING LOAN
Employees - 60 times monthly net income if under 45 years of age
- 48 times monthly net income if over 45 years of age
Business Persons
- 4 times annual income as reflected in IT return if under 45 years age
- 3 times annual income as reflected in IT return if over 45 years
HOUSING LOANS FOR NON-RESIDENT INDIANS
Non –Resident Indians can avail housing loans from banks operating in India/Hyd very easily. The procedure is very simple. They must provide all the housing loan documents and also execute a simple Power of Attorney in favor of any of their relative/friends located in India to do the documentation here.
For all further queries on Housing Loans please contact Mr. srinivas Reddy on 9963156111 or Email atkay.infra@gmail.com
DOCUMENTS REQUIRED FOR SALARIED PEOPLE
1. Salary Certificate
2. Pay Slips – 3 months Latest
3. Proof of Date of Births – (Passport / driving license / PAN card / SSC)
4. Residence Proof – (Recent Telephone Bill / Gas Bill / Electricity Bill)
5. Last 6 months Bank Statement
6. 3 Photo's of Applicant + 2 photo's of surety
7. Form – 16 for income tax payers
8. 25 Post Dated Cheque Book
9. LIC Policies if any
10. Receipts of amount spent on the flat
11. PF Statement
12. Approx Eligibility – (below 35 years age Net Salary x 60 Times and above 45 years age Net Salary x 45 times)
Note: - for Private Limited Companies, Employee's PF is compulsory
DOCUMENTS REQUIRED FOR BUSINESS PEOPLE
IT Returns with Computation
Profit & Loss Account of Firm
Residence Proof
Last 6 months Bank A/c
5 Photo's of Applicant & photo's of Surety
LIC policies, Assets Proof
Approx Eligibility – (Net yearly Income x 3 times)
Guarantor
1. Net Salary greater than or equivalent to EMI.
2. Service left over should be equivalent to tenure of the loan.
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